Privacy Policy Community First Bank Of The Heartland

Privacy Policy

Facts

WHAT DOES COMMUNITY FIRST BANK OF THE HEARTLAND DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security number and income
Account balances and payment history
Transaction history and credit history

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Community First Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does Community First Bank share?	Can you limit this sharing?
Reasons we can share your personal information For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Does Community First Bank share? Yes	Can you limit this sharing? No
Reasons we can share your personal information For our marketing purposes – to offer our products and services to you	Does Community First Bank share? Yes	Can you limit this sharing? No
Reasons we can share your personal information For joint marketing with other financial companies	Does Community First Bank share? No	Can you limit this sharing? We don't share
Reasons we can share your personal information For our affiliates’ everyday business purposes – information about your transactions and experiences	Does Community First Bank share? No	Can you limit this sharing? We don't share
Reasons we can share your personal information For our affiliates’ everyday business purposes – information about your creditworthiness	Does Community First Bank share? No	Can you limit this sharing? We don't share
Reasons we can share your personal information For non-affiliates to market to you	Does Community First Bank share? No	Can you limit this sharing? We don't share

Questions?

Call 618-244-3000 or go to www.commfirstbank.net

Who we are
Who we are Who is providing this notice?	COMMUNITY FIRST BANK OF THE HEARTLAND

What We Do
What We Do How does Community First Bank protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
What We Do How does Community First Bank collect my personal information?	We collect your personal information, for example, when you Open an account or Deposit money Pay your bills or Apply for a loan Use your credit or debit card
What We Do Why can’t I limit all sharing?	Federal law gives you the right to limit only sharing for affiliates’ everyday business purposes — information about your creditworthiness affiliates from using your information to market to you sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing.

What We Do

How does Community First Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

What We Do

How does Community First Bank collect my personal information?

We collect your personal information, for example, when you

Open an account or Deposit money
Pay your bills or Apply for a loan
Use your credit or debit card

What We Do

Why can’t I limit all sharing?

Federal law gives you the right to limit only

sharing for affiliates’ everyday business purposes — information about your creditworthiness
affiliates from using your information to market to you
sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions
Definitions Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. - Community First Bank has no affiliates.
Definitions Nonaffiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. - Community First Bank does not share with nonaffiliates so they can market to you.
Definitions Joint marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. - Community First Bank does not jointly market.

FACTS	WHAT DOES DO WITH YOUR PERSONAL INFORMATION?
Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and income Account balances and payment history Credit history and credit scores When you are no longer our customer, we continue to share your information as described in this notice.
How?	All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons choose to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does share?	Can you limit this sharing?
For our everyday business purposes-such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	No	We don't share
For our marketing purposes-to offer our products and services to you	No	We don't share
For joint marketing with other financial companies	No	We don't share
For our affiliates' everyday business purposes-information about your transactions and experiences	No	We don't share
For our affiliates' everyday business purposes-information about your creditworthiness	No	We don't share
For nonaffiliates to market to you	No	We don't share

Questions?

Who we are
Who is providing this notice?

What we do
How does protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does collect my personal information?	We collect your personal information, for example, when you Open an account or use your credit or debit card Deposit Money or give us your contact information Apply for a loan We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?	Federal law gives you the right to limit only Sharing for affiliates' everyday business purposes - information about your creditworthiness Affiliates from using your information to market to you Sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. has no affliates.
Nonaffiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. does not share with nonaffiliates so they can market to you.
Joint marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. doesn't jointly market.

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